Colorado Springs Medicare Attorney

About Medicare in Colorado

Americans over the age of 65, as well as some younger people, are eligible for Medicare. It is a social health insurance program, and in addition to the elderly, it also covers people who suffer from certain types of disability, as well as end-stage renal disease, commonly referred to as kidney failure. It is not a comprehensive health care insurance, as it only covers a portion of most medical bills. Many people who are on Medicare use it to supplement their coverage through a private health care insurance provider, as well as receiving benefits through Social Security Disability Insurance.

There are four components to Medicare coverage:

Part A is also referred to as Hospital Insurance, and it provides coverage for inpatient care received as a hospital patient, as well as for care received in nursing facility, home care and hospice care.

Part B is referred to as Medical Insurance, and it is typically provided in conjunction with coverage through Part A. For Part B, you will have to pay a monthly premium, the amount of which may be higher if you are a high wage earner.

Part C is referred to as Medicare Advantage, and it is available if you are receiving coverage through Parts A and B. Part C is provided through your employer, and there are several different types of plans available. This coverage can help by e.g. paying for a continued hospital stay after your primary Medicare coverage has run out.

Part D is referred to as Prescription Drug Coverage, and it is available for a premium which you pay in addition to your payments for other types of Medicare coverage. Part D helps to pay for certain types of medications, with each drug assigned to one of several price tiers.

Helping You Apply for Medicare

Medicare applications are reviewed by the Social Security Administration, and if you are disabled per the eligibility conditions for SSDI you may also be qualified for coverage. An attorney from Clawson & Clawson, LLP can help you apply for Medicare so that in addition to your disability benefits you can also offset some of the costs for your medical care.