Social Security Disability Insurance
About Social Security Disability Insurance
Social Security Disability is essentially a type of long term disability insurance, with the distinction that it is, for most people in the United States, mandatory. It is thought that many people will not exercise the discipline of setting aside part of their income to pay for disability insurance, so the Federal Government requires most employers throughout the country to withhold a portion of their employees' wages as an automatic deduction to fund the Social Security Disability Insurance program. The current rate of deduction is 7.65%, and the employer is required to match the deduction-so all told, 15.3% of the money that your employer could be paying you goes to pay for SSDI.
The Social Security Administration estimates that the average 20-year old American worker has a three-in-ten chance of becoming disabled before reaching the age of retirement. If you have sustained an injury or illness which has left you disabled, you are not alone. In fact, there were more than 9.8 million people receiving disability benefits through SSDI in 2011, with payments totaling approximately $10.4 billion. The average monthly benefit paid to a SSD recipient was $1,110.50, though the benefit amount is adjusted periodically according to fluctuations in the cost of living and the consumer price index (CPI).
Filing a Claim for SSDI
The best action you can take to maximize your chances of a speedy and smooth claim process is to hire an attorney from Clawson & Clawson, LLP. Our attorneys have more than 100 years of combined experience, and we are prepared to help you navigate your way through every stage of the process, from preparing your application to representing you with the SSA staff and even appealing a wrongful denial of your claim.
We understand how important it is for you to begin receiving benefits with a minimum of delay and difficulty, and we encourage to learn more about how we can help by contacting our office today.
Hear From Our Happy Clients
At Clawson & Clawson, LLP, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"A+++"
It’s hard to find good people like the Clawson firm these days. A+++
- Jeff H. -
"Mr. Clawson gets the job done."
Mr. Clawson at Clawson & Clawson was professional, helpful, kind, and considerate. He helped me understand the legalities of this lengthy process and helped me through it every step of the way.
- Former Client -
"Steve and Andrea were nothing short of amazing."
Steven and Andrea always made me feel like their number one priority, always professional, and explained everything to me so I knew exactly what was going on and what the cost upfront would entail.
- Caitlin H. -
"Very grateful I chose Clawson and Clawson."
Brenda and Mike kept me informed every step of the way, patiently answered all my questions, and made sure I truly understood the process. Every person I interacted with was kind and genuinely caring.
- Marissa G. -
"Extremely professional, helpful, and very polite."
They successfully negotiated with the insurance company for me. I highly recommend this professional firm. I am very pleased with their work.
- Sandra H. -
"I felt supported, informed, and well represented."
I worked with Clawson & Clawson during my divorce, and I’m genuinely thankful for the way they handled my case during one of the most stressful seasons of my life.
- Jonathan T. -
"Clawson and Clawson met all of our needs."
They were beyond patient, answered every question, followed up with all requests, and listened to our needs and wants. Brenda and Mike were both professional and knowledgeable. Highly recommend!
- Former Client -
"Will certainly use again if ever needed."
So kind, patient, knowledgeable, caring, thorough, and truly just do the best to help their clients!! Will certainly use ...
- Cody A.