Social Security Disability Insurance
About Social Security Disability Insurance
Social Security Disability is essentially a type of
long term disability insurance, with the distinction that it is, for most people in the United
States, mandatory. It is thought that many people will not exercise the
discipline of setting aside part of their income to pay for disability
insurance, so the Federal Government requires most employers throughout
the country to withhold a portion of their employees' wages as an automatic
deduction to fund the Social Security Disability Insurance program. The
current rate of deduction is 7.65%, and the employer is required to match
the deduction-so all told, 15.3% of the money that your employer
could be paying you goes to pay for SSDI.
Social Security Administration estimates that the average 20-year old American worker has a three-in-ten
chance of becoming disabled before reaching the age of retirement. If
you have sustained an injury or illness which has left you disabled, you
are not alone. In fact, there were more than 9.8 million people receiving
disability benefits through SSDI in 2011, with payments totaling approximately
$10.4 billion. The average monthly benefit paid to a SSD recipient was
$1,110.50, though the benefit amount is adjusted periodically according
to fluctuations in the cost of living and the consumer price index (CPI).
Filing a Claim for SSDI
The best action you can take to maximize your chances of a speedy and smooth
claim process is to hire an attorney from Clawson & Clawson, LLP.
Our attorneys have more than 100 years of combined experience, and we
are prepared to help you navigate your way through every stage of the
process, from preparing your application to representing you with the
SSA staff and even appealing a wrongful denial of your claim.
We understand how important it is for you to begin receiving benefits with
a minimum of delay and difficulty, and we encourage to learn more about
how we can help by
contacting our office today.