After a car accident in Colorado Springs, Pueblo, Denver, Castle Rock, Lone Tree, or anywhere along the Front Range, your actions in the minutes, hours, and days following the crash can dramatically affect your health, your insurance claim, and the compensation you may receive. Many accident victims make innocent mistakes that the insurance companies later use against them to deny or reduce their claims. Knowing what to avoid can help protect your rights and strengthen your case.
This guide explains the most common mistakes people make after a Colorado accident and how to avoid them.
Failing to Call Law Enforcement
Colorado law requires you to report most traffic collisions. Even in minor accidents, failing to call the police can hurt your claim. Without an official report, insurance companies often dispute fault, deny injuries, or claim the collision never happened. Always request a Colorado Springs Police Department or Colorado State Patrol officer to respond and document the scene.
Admitting Fault or Apologizing
Many drivers instinctively say "I am sorry" after a crash, even when they did nothing wrong. Insurance companies often treat this as an admission of fault. Avoid apologizing, guessing what happened, or blaming yourself. Only provide factual information to police.
Not Getting Immediate Medical Attention
Some injuries take hours or days to show symptoms, including whiplash, concussions, back injuries, and internal trauma. If you delay treatment, insurance companies frequently argue that your injuries were not caused by the accident. Always get evaluated right away, even if you feel fine.
Failing to Document the Scene
Accident scenes change quickly. Tow trucks arrive, vehicles are moved, debris is cleared, and witnesses leave. If you can, take photos of the following:
- Vehicle damage
- The entire crash scene
- Road conditions
- Traffic signals
- Visible injuries
- License plates
This evidence becomes invaluable later.
Talking to the Insurance Company Too Soon
Insurance adjusters often contact victims within hours of the accident. Their goal is to protect their company, not you. They may push for a recorded statement or pressure you into saying something that minimizes your injuries. Politely decline until you speak with an attorney.
Accepting the First Settlement Offer
Insurance companies frequently offer very low settlements early, hoping victims will accept before they know the true extent of their injuries. Never settle until you have completed medical treatment and understand the long term impact on your health, work, and quality of life.
Posting on Social Media
Even innocent posts can be twisted by opposing insurance companies. A simple photo or comment about your weekend can be used to argue you are not injured. It is best to stay off social media entirely while your case is pending.
Not Keeping a Pain and Recovery Journal
Daily notes about pain, treatment, and limitations can significantly strengthen your case. Without documentation, it becomes harder to prove the severity of your suffering.
Handling the Case Without a Lawyer
Car accident claims involving injury, lost wages, and long-term effects can be complicated. Insurance companies have teams of trained professionals working to limit your compensation. Having a skilled Colorado accident attorney greatly increases the value of your case and protects you from costly mistakes.
Frequently Asked Questions About Mistakes After a Colorado Accident
What if I already talked to the insurance company?
You should contact an attorney immediately. A lawyer can limit further damage, correct statements, and stop the insurance company from pressuring you.
Do I have to give a recorded statement?
No. Colorado law does not require you to give a recorded statement to the other driver’s insurance company. Refuse and speak to an attorney first.
What if I did not take photos at the scene?
An attorney can still build a strong case using police reports, witness statements, damage evaluations, and other investigative methods.
Can I get medical treatment even if I do not have health insurance?
Yes. Many medical providers will treat patients under a lien, meaning they are paid after your case settles.
Will the insurance company follow my social media posts?
Yes. Adjusters frequently monitor social media for evidence they can use against you.
Why Choose Matthew C. Clawson, JD, MBA
Matthew C. Clawson is a skilled Colorado accident attorney who combines deep legal knowledge with business and financial expertise. His JD and MBA allow him to understand the full economic impact of an injury, negotiate effectively with insurance companies, and protect you from severe financial loss. He is known for strategic case preparation, aggressive advocacy, and compassionate client service.
Colorado Regions We Serve
Clawson and Clawson LLP represents car accident victims throughout: Colorado Springs, Pueblo, Denver Metro, Castle Rock, Lone Tree, Falcon, Monument, Fountain, Woodland Park, Douglas County, El Paso County, Jefferson County, Arapahoe County, Adams County, Boulder County, and all surrounding Colorado communities.
You can reach us at www.clawsonattorney.com. Matthew can be contacted directly at Matthew@clawson.law. To learn more about our top-rated legal services, please complete our online form or call 719-634-1848 or 303-805-9353 to schedule a free initial consultation.
Legal Disclaimer- This article is for informational purposes only and does not constitute legal advice. Reading this content or contacting the attorney does not create an attorney-client relationship. Legal decisions and outcomes depend on the specific facts of each case. Colorado laws may change, and you should consult a licensed attorney for advice tailored to your circumstances. No guarantee is made regarding the accuracy or completeness of the information provided.