Insurance Bad Faith in Colorado
Colorado Springs Personal Injury Lawyer
When you purchase a health insurance or
car insurance policy, you are actually buying the promise of the insurance company that
they will take care of necessary and covered costs in the event of an
accident or incident. If they fail to keep their promise and their end
of the contract by refusing to give you adequate coverage, they might
be using insurance bad faith practices against you. To rebalance the playing
field and increase your chances of getting the settlement you deserve,
contact Clawson & Clawson, LLP today.
Why choose to work with our Colorado Springs attorneys?
We are not intimidated by
insurance companies, big or small. When we hear that our clients are being mistreated or led
astray by insurance bad faith tactics, we are quick to return in full
force and use litigation if necessary to set things right. Call us at
(719) 602-5888 to learn more about our services.
Commonplace Insurance Bad Faith Practices
For people who have been lucky enough to never run into insurance bad faith,
the concept may seem foreign and rare. The reality is that insurance companies
are looking to save themselves money wherever they can, as any business
does regularly. They have a right to try to cut costs but they cannot
abuse or exploit their customers to do so, especially when they are contractually
bound to provide a certain service.
Insurance bad faith practices that can be utilized against you include:
Unnecessary delays: Insurance should kick in right when you need it, not when it is too late
to help. Delaying the processing of your paperwork or claim without any
legitimate reason is one of the most common insurance bad faith strategies.
Claiming the printer does not work or their computer is malfunctioning
is not a legitimate reason for a delay.
Unexplained denials: When an insurance company decides it wants to deny a claim, it must send
out an explanatory letter that details all of their reasons for the decision.
Insurance bad faith may manifest as outright denials with no explanation.
The goal is for you to see the denial, accept it, and move on without
Lowball offers: An insurance adjuster is tasked to evaluate your damages and injuries
to determine what amount is necessary for your total recovery. If they
offer you something that they know is not enough, or that intentionally
does not consider the future costs of your injury, you may be able to
file a case against them.
Seeking Settlements to Earn You an Expedited Recovery
If a settlement can be reached with your insurance company, our
Colorado Springs personal injury lawyers will bring it to your attention. In fact, the majority of our cases are
settled out of court, which helps our clients get recoveries faster and
avoid court fees. We are well aware that insurance companies can be stubborn,
though, and so we prepare each case from the beginning as if it must go
all the way to court and be settled through litigation. It is through
this dedication and perseverance that we have earned a reputation around
Colorado State as honest and effective advocates that people can trust.
Unsure of where to start your case?
no-cost, no-obligation initial consultation today.