Uninsured & Underinsured Motorist Claims
How a Colorado Springs Car Accident Lawyer Can Help
Under Colorado law, everyone who owns a passenger vehicle is required to
have at least $25,000.00 in bodily injury liability insurance coverage.
This means that if someone is injured in a car accident caused by another
driver, the at-fault driver's bodily injury liability coverage should
provide monetary compensation for said injuries. However, not every driver
abides by Colorado law, and many drivers are either uninsured or underinsured.
Those who do not have any type of car insurance are considered uninsured.
Similarly, those whose coverage is not enought to pay for an accident
are considered underinsured. If you have been injured in a car accident
that was caused by an uninsured or underinsured driver, please contact a
Colorado Springs car accident attorney at Clawson & Clawson, LLP. We can help you file an underinsured/uninsured
motorist claim, as well as ensure that your damages are covered by the
at-fault party or your own insurance. Recoverable damages for injuries
related to a car crash caused by an uninsured or underinsured motorist include:
- Economic damages, such as lost wages, medical bills, etc.
- Noneconomic damages, such as physical pain and suffering and emotional stress
- Physical disfigurement and damage, such as permanent physical injuries,
What happens if the driver who hit me does not have insurance or is underinsured?
If the driver who hit you does not have insurance, or does not have enough
coverage to pay for your damages, contact a personal injury lawyer from
our firm. By law, every Colorado insurance company that sells automobile
insurance must sell uninsured/underinsured motorist insurance with every
automobile insurance policy, unless the coverage is specifically refused
in writing. Our car accident attorney will help you file an uninsured/underinsured
motorist claim against your own insurance company so you can receive monetary
compensation for damages. Uninsured motorist (UM) and underinsured motorist
(UIM) insurance will cover you and every passenger in your car if they
were injured in a car accident caused by an UM or UIM.
What You Need to Know for Underinsured Motorist Claims
If you wish to make a claim for underinsured motorist benefits with the
at-fault driver's company, many Colorado policies require that you
ask and receive permission from your own insurance company prior to accepting
any type of settlement. Those who accept a settlement from the underinsured
motorist's insurance company will not be able to present an underinsured
motorist claim to their own insurance company. To ensure that this does
not happen, it may be beneficial for you to hire an experienced injury
lawyer from Clawson & Clawson, LLP. We can help you file an uninsured/underinsured
motorist claim that covers all damages, including:
- Medical bills
- Lost income
- Physical and emotional pain
- Mental stress
- Lost wages
Our firm can also make sure that your claim does not violate your policy's
terms, as well as negotiate with the insurance company on your behalf
so you receive the monetary compensation you deserve.
Do not waste any time— Contact a car accident attorney today!
You only have three years to file a claim against your or the at-fault
driver's insurance company if you were injured in a car accident by
an uninsured or underinsured driver. Clawson & Clawson, LLP can assist
drivers in and around various Colorado cities, such as:
- Colorado Springs
Do not settle for a low amount of monetary compensation from your or the
at-fault driver's insurance company—you deserve enough money
to cover all expenses related to the
car accident. Your future is at stake, so hire an experienced lawyer from Clawson &
Clawson, LLP to legally represent you during your car accident case.