How Car Insurance Works in Colorado
Let our car accident lawyers deal with the insurance company!
After a car accident, you may be wondering what steps to take next. One of the main things people worry about is how their car insurance will work. Immediately following your auto collision, you should file a claim with your insurance company. The sooner you file the claim, the more support you will receive from your insurance provider. If you wait to bring forward and injury or accident, regardless of the situation, it may be more difficult to receive compensation. It is best to try and report the accident within 24 hours of its occurrence. When another party is involved, and potentially liable for your accident, you can contact their insurance provider.
Colorado Auto Insurance Requirements
When you have a car insurance policy, you can select certain amounts of protection for particular dangerous. Some insurance policies include minimum and maximum amounts of money you can receive after a specific type of accident. Your policy may even include a specific amount of coverage from underinsured or uninsured motorists. Colorado Law requires a minimum amount of car insurance per accident, including:
- $25,000 for bodily injuries sustained by any individual involved
- $15,000 for any property damage concerns
- $50,000 for bodily injuries sustained
You will need to determine what type of insurance the other party has if you have sustained serious injuries. Handling insurance claims and other drivers' insurance providers can be very difficult. In many cases, companies try to give very low offers to injured victims, taking advantage of their urgent situation. Whether you were injured in a head-on collision or fender bender, seeking legal counsel may be necessary. Our Colorado Springs car accident lawyers are prepared to take on your car insurance claims and concerns today.
What happens during the insurance claim process?
Once you have filed a claim with your insurance provider, and possibly alerted the at-fault driver's company, they will open an investigation of your accident claim. The insurance company may require testimonials, photographs of the accident, detailed descriptions and official medical examinations.
Once they have reviewed all the information and evidence, they will either offer you a settlement check or deny your claim. In either case, you may challenge the insurance company's offer through an appeal. If you don't believe their settlement offer is high enough, or if you have been denied any compensation, you may need to take further action.
How can a Colorado Springs car accident attorney help me?
If you have all the appropriate insurance coverage and filed your claim in the right time frame, our car insurance attorneys may be able to fight for your case. We will help you calculate the accurate value of your insurance claim, including lost wages, medical expenses and emotional suffering. Our Colorado Springs personal injury lawyers have the experience needed to negotiate with tough insurance companies. We know how to handle low settlement offers and claim denials. Our firm will do everything we can to ensure our clients receive an amount that is fair for their injuries and property damages. If you are not sure how to handle your insurance claims process,
contact Clawson & Clawson, LLP today for caring legal support.